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Cocoplans offers you a simple and affordable way to invest. With our pension plans, you have a choice of sound investment options that will fit your means, and give you substantial yields in the future.
Fixed Value Pension Plans
- Pure pension package;
- Simple and low-cost fund accumulation program; and
- Guaranteed earnings on your investment upon maturity.
- Fund accumulation with built-in protection for your investment;
- The plan becomes fully paid should the planholder pass away during the investment period; and
- Full pension benefits paid out upon maturity in case of the latter.
- Becomes fully paid in case of the planholder's death;
- Future payments also waived in case of total and permanent disability;
- Cash assistance equal to the basic value (total contributions paid on
the pension plan) given to the beneficiaries in case of planholder's
death due to natural causes;
- Cash assistance equal to double the basic value in case of accidental death;
- Cash assistance equal to the basic value should the planholder suffer from
full accidental dismemberment; and
- Cash assistance of half the basic value in case of partial accidental dismemberment.
- High value pension plan;
- Future premiums fully paid in case of the planholder's death;
- Cash assistance to the beneficiaries equal to the full maturity value in case of planholder's death due to natural causes;
- Cash assistance of double the maturity value in case of accidental death;
- Remaining premium payments also waived in case of total and permanent disability;
- Cash assistance equal to the maturity value given to beneficiaries in case of full accidental dismemberment; and
- Cash assistance of half the maturity value in case of partial accidental dismemberment.
Multi-Pension Plans
Valued Investment Plan
- Special ten-in-one pre-packaged plan;
- Multiple-purchase plan combining nine (9) Asset Shield Plans and one (1) Comprehensive Investment Protection Plan;
- Payable in five years;
- Fastest return as cash benefits (10% of maturity value) are paid out yearly starting from the end of the sixth year of investment;
- Full insurance riders similar to the Comprehensive Investment Protection Plan; and
- available in VIP 1M and VIP 100K to 900K.
- Pre-packaged multiple purchase plan similar to VIP;
- Receive cash benefits (10% of maturity value) yearly starting from the end of the 11th year of investment;
- With insurance benefits covering the planholder and immediate family members until the day before the maturity date;
- With Return-On-Investment (ROI) that returns the maturity value five years after maturity, tripling your money after all; and
- Available in PRO Plus 1M and PRO Plus 100K to 900K.
- Enhanced variation of PRO Plus plan;
- With insurance benefits covering the planholder and immediate family members until the day before the twenty-fifth year; and
- Available in PRO Plus Silver 1M and PRO Plus 100K to 900K.
- Enhanced variation of Comprehensive Investment Protection Plan;
- Enjoy In-Hospital Benefit (IHB) of 1% of maturity value (up to a maximum of P3,000/day for 365 days/year) whenever the planholder gets hospitalized due to accident or sickness;
- Avail of double payout on Intensive Care Unit (ICU) confinement up to a maximum period of 31 days;
- Get covered from the first day of confinement; and
- Available in Pension MEDIC 1M and Pension MEDIC 100K to 900K.
- Enhanced variation of Pension MEDIC;
- Additional IHB coverage of up to five years from the plan's full payment; and
- Available in Pension MEDIC-5 1M and Pension MEDIC-5 100K to 900K.
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