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OptiMax
OptiMax 30K Package
- Initial Plan Value (IPV) increases by 10% yearly after full payment to guard against inflation;
- In case of natural death, 100% of the IPV (during paying period) and 200% of the IPV (after paying period) will be added to the Memorial Service Benefit (MSB);
- Cash assistance equal to the IPV in case of accidental death;
- Total and permanent disability benefit applied to outstanding balance;
- Free Professional Service Administration.
- Optional: Provides comprehensive in-hospital benefit in case the planholder is rushed to the hospital
OptiMax 40K Package
- Initial Plan Value (IPV) increases by 10% yearly after full payment to guard against inflation;
- In case of natural death, 200% of the IPV will be added to the MSB;
- Cash assistance equal to the IPV in case of accidental death;
- Total and permanent disability benefit applied to outstanding balance;
- Free Professional Service Administration.
- Optional: Provides comprehensive in-hospital benefit in case the planholder is rushed to the hospital
OptiMax 60K Package
- Initial Plan Value (IPV) increases by 10% yearly after full payment to guard against inflation;
- In case of natural death, 200% of the IPV will be added to the MSB;
- Cash assistance equal to the IPV in case of accidental death;
- Total and permanent disability benefit applied to outstanding balance;
- Allocates Living Benefits of 50% of IPV on the 15th year of the plan;
- Free Professional Service Administration.
- Optional: Provides comprehensive in-hospital benefit in case the planholder is rushed to the hospital;
OptiMax 80K Package
- Initial Plan Value (IPV) increases by 10% yearly after full payment to guard against inflation;
- In case of natural death, 200% of the IPV will be added to the MSB;
- Cash assistance equal to the IPV in case of accidental death;
- Total and permanent disability benefit applied to outstanding balance;
- Allocates Living Benefits of 50% of IPV on the 15th year of the plan;
- Grants personal accident coverage for the planholder's family and beneficiaries;
- Free Professional Service Administration.
- Optional: Provides comprehensive in-hospital benefit in case the planholder is rushed to the hospital
OptiMax 100K Package
- Initial Plan Value (IPV) increases by 10% yearly after full payment to guard against inflation;
- In case of natural death, 200% of the IPV will be added to the MSB;
- Cash assistance equal to the IPV in case of accidental death;
- Total and permanent disability benefit applied to outstanding balance;
- Allocates Living Benefits of 50% of the IPV on the 15th year and another 50% on the 20th year of the plan;
- Grants personal accident coverage for the planholder's family and beneficiaries;
- Free Professional Service Administration.
- Optional: Provides comprehensive in-hospital benefit in case the planholder is rushed to the hospital
OptiMax 200K Package
- Initial Plan Value (IPV) increases by 10% yearly after full payment to guard against inflation;
- In case of natural death, 200% of the IPV will be added to the MSB;
- In case of natural death after the paying period, an additional 50% of the IPV will be given to the beneficiaries in cash;
- Cash assistance equal to the IPV in case of accidental death;
- Total and permanent disability benefit applied to outstanding balance;
- Allocates Living Benefits of 50% of the IPV on the 15th year and another 50% on the 20th year of the plan;
- Grants personal accident coverage for the planholder's family and beneficiaries;
- Free Professional Service Administration.
- Optional: Provides comprehensive in-hospital benefit in case the planholder is rushed to the hospital
OptiMax 300K Package
- Initial Plan Value (IPV) increases by 10% yearly after full payment to guard against inflation;
- In case of natural death, 200% of the IPV will be added to the MSB;
- In case of natural death after the paying period, an additional 50% of the IPV will be given to the beneficiaries in cash;
- Cash assistance equal to the IPV in case of accidental death;
- Total and permanent disability applied to outstanding balance;
- Allocates Living Benefits of 50% of the IPV on the 15th year and another 50% on the 20th year of the plan;
- Grants personal accident coverage for the planholder's family and beneficiaries;
- Free Professional Service Administration.
- Optional: Provides comprehensive in-hospital benefit in case the planholder is rushed to the hospital
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