· United Coconut Planters Bank
· United Coconut Planters Life
  Assurance Corp.

· UCPB General Insurance Co.
· United Coconut Chemicals, Inc.
· CIIF Oil Mills

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Cocoplans offers education plans that provide a stable investment. This ensures that you will have the funds to give your children a solid education on which they can build a good career and a bright future.

Fixed Value Education Plans


    Career Classic

  • Simple fund accumulation that provides funds for a child's future education;
  • Fixed-value plan that lets the plan holder decide how much will be needed for the child's tuition expenses for elementary, high school or college;
  • Non-traditional plan that pays out the benefits directly to the parent/planholder;
  • Annual benefit increases by 12% yearly to guard against inflation;
  • For college, the scholar may receive a graduation gift equal to the total contributions; and
  • With cash award for academic excellence.




    Career Premier

  • Fixed-value fund accumulation plan with the same basic features as Career Classic;
  • Self-completing plan that becomes fully paid should the planholder pass away during the paying period;
  • Scholarship benefits increase by 12% every year; and
  • With cash award for academic excellence, plus graduation gift.




    Career Gold

  • Fund accumulation program for a child's education, with insurance coverage;
  • Remaining payments are fully waived in case of the planholder's death or total and permanent disability;
  • Provides cash assistance equal to the contract price in case of the planholder's full accidental dismemberment;
  • Provides cash assistance to the beneficiaries equal to the contract price in case of the planholder's death by natural causes;
  • Cash assistance equal to twice the contract price in case of accidental death;
  • Scholarship benefits increase by 12% every year; and
  • With cash award for academic excellence, plus graduation gift.



    Career Gold Plus

  • Provides scholarship benefits that increases by 12% per year;
  • With cash award for academic excellence, plus graduation gift;
  • Fully insured to waive remaining payments in case of the planholder's death or total and permanent disability;
  • Cash assistance equal to the contract price or Scholarship Fund, whichever is higher, in case of planholder's full accidental dismemberment or death due to natural causes; and
  • Cash assistance equal to twice the contract price or Scholarship Fund, whichever is higher, in case of accidental death.



Extra Advantage Education Plans


  • Provides scholarship benefit to pay for yearly tuition fees;
  • With cash award for academic excellence and graduation gift for the college scholar;
  • With full insurance coverage; and
  • Provides monthly allowances for 12 months a year throughout the scholar's college studies.




  • Provides scholarship benefits for tuition fees;
  • With cash award for academic excellence and graduation gift for the college scholar;
  • Comprehensive insurance coverage;
  • Provides monthly school allowances; and
  • Provides accident insurance to the planholder, spouse, his dependents and the scholar.




    Basic Cash Leverage for Academic Assistance

  • First-of-its kind educational plan pioneered by Cocoplans;
  • Pays for day-to-day school expenses instead of tuition fees;
  • Benefits may be used for books, school uniforms, school supplies, projects, field trips, excursions and extra-curricular activities;
  • Remaining payments are fully waived in case of the planholder's death or total and permanent disability; and
  • Provides minimum payout of Php 75,000 a year.




    Advance Cash Leverage for Academic Assistance

  • Provides minimum benefits of Php 75,000 a year;
  • Maybe used to pay for books, school uniforms, school supplies, projects, field trips, excursions and extra-curricular activities;
  • Covers the planholder and scholar with Group Yearly Renewable Term insurance;
  • Remaining payments are fully waived in case of the planholder's death or total and permanent disability; and
  • With Personal Accident Insurance for immediate family members.




  • Enhanced variation of Career Gold Plus Plan;
  • Enjoy In-Hospital Benefit (IHB) of 10% of the Initial Semestral Benefit (up to a maximum of P3,000/day for 365 days/year) whenever the planholder gets hospitalized due to accident or sickness;
  • Avail of double payout on Intensive Care Unit (ICU) confinement up to a maximum period of 31 days;
  • Get covered from the first day of confinement; and
  • Available in Education MEDIC with minimum ISB of 10K.




  • Enhanced variation of Education MEDIC;
  • Additional IHB coverage of up to five years from the plan's full payment; and
  • Available in Education MEDIC-5 with minimum ISB of 10K.


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